Terms & Conditions

Please read these Terms of Service ("Agreement", "Terms of Service") carefully before using this website ("the Site"). This Agreement sets forth the legally binding terms and conditions for your use of the Site.

This website ("the Site") is owned and operated by Retain Development Group, LLC, doing business as ValuIndex.

By accessing or using the Site in any manner, including, but not limited to, visiting or browsing the Site or contributing content or other materials to the Site, you agree to be bound by these Terms of Service. Capitalized terms are defined in this Agreement.

Informational Purpose

The information provided on this Site is for informational and educational purposes only and should not be considered financial, legal, insurance, or medical advice. Users should consult qualified professionals regarding their specific situation.

Intellectual Property

The Site and its original content, features and functionality are owned by us and are protected by international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.

Termination

We may terminate your access to the Site, without cause or notice, which may result in the forfeiture and destruction of all information associated with you. All provisions of this Agreement that by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Links To Other Sites

Our Site may contain links to third-party sites that are not owned or controlled by us. We may connect users with third-party service providers or partners who may offer products or services. We do not guarantee or endorse the products or services provided by third-parties, and any transactions or agreements are solely between the user and the third-party. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services. We strongly advise you to read the terms and conditions and privacy policy of any third-party site that you visit.

Governing Law

This Agreement (and any further rules, polices, or guidelines incorporated by reference) shall be governed and construed in accordance with the laws of Florida, United States, without giving effect to any principles of conflicts of law.

Changes To This Agreement

We reserve the right, at our sole discretion, to modify or replace these Terms of Service by posting the updated terms on the Site. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms of Service.

Please review this Agreement periodically for changes. If you do not agree to any of this Agreement or any changes to this Agreement, do not use, access or continue to access the Site or discontinue any use of the Site immediately.

Contact Us

If you have any questions about this Agreement, please contact us.

This Agreement was last modified on 3/01/2026.